Collateral intelligence for banks and lenders.

ArgentNorth cross-checks registry, court, valuation, and satellite records against the loan file — so underwriting teams see hidden property risk before approval.

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Top-down satellite view of the collateral property at Plot 14, Palm Residency. Satellite · verified
Plot 14, Palm Residency, Sector 48 File AN-2417
Gurugram, HR · Residential · 2,400 sq ft · LTV requested 75%
Findings 2 findings
Ownership Verified
One registered owner since 2016. Clean 30-year chain of title.
Mortgage & encumbrance Flagged

File saysNo outstanding charges.

Records show₹42L charge with a private lender, registered Mar 2021 — not disclosed in the file.

Source: Central Registry · Charge 8841/2021
Litigation Clear
No suits, attachments, or injunctions against the property or owner.
Valuation Attention

Submitted value is 18% above market comparables and circle rate.

Source: Circle-rate table FY26 · 6 comps within 2 km
Satellite & ground truth Verified
Structure and land use match the file across 36 months of imagery.
Recommended Decision Do Not Proceed — Existing registered charge detected. 14 sources · 23 Jul 2026
Critical Risk

Sample collateral report.

What it checks

What ArgentNorth checks before you approve.

Six records, checked against the loan file. Each produces a sourced finding. Together they produce one risk grade and one decision signal.

01

Ownership

See who truly owns the property.

02

Mortgage & encumbrance

Detect hidden or overlapping charges.

03

Litigation

Surface disputes before they become exposure.

04

Valuation

Compare submitted value against market and government rates.

05

Satellite verification

Check whether the ground matches the file.

06

Decision support

Turn findings into a defendable underwriting call.

How it works

From file to decision in three steps.

Runs inside your existing workflow — portal, API, or your loan-origination system.

01

Upload the collateral file

Property documents and application data, from your LOS or a direct upload.

02

ArgentNorth checks the property against outside records

Registry, court, circle-rate, and satellite sources — cross-checked against the file.

03

The credit team gets findings and a decision signal

A risk grade and sourced findings, in a report built for credit review.

Built for underwriting

Built for underwriting and credit review.

ArgentNorth is made for the teams that approve loans. Findings are sourced, outputs are auditable, and reports fit the way lending teams already work.

  • Sourced findings. Every result links to the registry entry, court record, or satellite evidence behind it.
  • Auditable end to end. Every check, source, and manual override is logged.
  • Policy-aware decisions. Recommendations follow your bank’s underwriting rules—not just AI predictions.
  • Every decision explained. Recommendations are backed by verifiable evidence.

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See ArgentNorth on one of your collateral files. Submit the form and we’ll reach you at the email you provide.

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